Private industry employers reported nearly 2.9 million workplace illnesses and injury in the U.S. in 2015 alone. When a worker is hurt on the job, it’s natural to have questions regarding what to do next. Many Americans know about workers compensation but aren’t fully aware of what it entails or what the requirements are to qualify for benefits.
This is perfectly normal since those who file for workers comp claims are often those who have been significantly injured. Still, whether you’ve suffered a serious or minor injury while working on the job, it’s important to know your rights and how to file for workers comp benefits.
Below are some of the most common questions Americans have before they file a workers compensation claim.
- What exactly is workers compensation and what benefits does it offer?
Workers comp is an accident insurance program offered through your employer. In the event that you have sustained an injury or illness while on the job that has impaired you for three to seven days, you may qualify for medical, income, and rehabilitation benefits through this insurance.
- When should I file for a workers compensation claim?
You should report your injury or illness to your employer as soon as possible. The time restraints involved in filing a workers compensation claim vary from state to state. However, in most cases, you have up to 30 days to file a workers compensation claim before you no longer qualify for benefits.
- Who pays for the medical visits?
If you’re receiving medical treatment for an injury or illness you sustained from your job, your employer’s workers compensation insurance carrier will be paying for the treatment and doctor’s visit.
- What if my workers comp claim is denied?
When a workers comp claim is denied, you can file for a hearing. During this time, it may be in your best interest to hire a workers compensation attorney to gather evidence such as medical documents and other important paperwork to argue your case.
- What if my workers comp claim is denied in the hearing?
Should you disagree with the judge’s decision during your workers comp hearing, you may choose to take your case to a final appeals court.
Workers compensation may seem complicated to those who are unaware of its requirements and restrictions. However, by asking the right questions and talking to your workers compensation lawyer you can guarantee you’ll be prepared in the event of an injury or illness while working on the job. Learn more.