If you’ve been involved in a semi truck accident or dump truck accident, you can file to be compensated for your injury. Before you submit a demand letter to the truck’s insurance company, there are a few things you should do.
- Read Sample Demand Letters
Finding a good sample demand letter or template online is a great place to get started. It can give you an idea of how to compose your claim and may save you a trip to a semi truck accident attorney or personal injury lawyer. Just make sure you get the sample letter from a reputable source and adapt it to your case.
- Collect All Medical Records
You want to compile all your medical records and enclose them with the letter you send to the adjuster. Make sure they’re neat and easy to read. You also want to enclose copies of any bills, as well as a small chart listing the costs you’ve incurred. The more work you do for the adjuster, the better chance you have of getting your claim honored.
- Get Your Facts Straight
When you write about the collision, keep your story concise and direct. It’s easy to get emotional about something so traumatizing, but it’s better to restate what happened in a straightforward manner. Point out that the truck driver was negligent and include a brief explanation why.
- Avoid the Word “Accident”
You never want to use the word “accident” in your demand letter, since that implies that no one is at fault. Use collision or a similar word. You want to stress that what happened was a result of negligence, rather than an accident.
- Don’t Exaggerate Your Injuries
The injuster has likely read through hundreds of commercial and dump truck accident injury claims, so the last thing you want to do is exaggerate. They’ll usually see through you. Explain your injuries in a concise and factual manner and describe how they affected your life.
If you can’t get your semi truck or dump truck accident claim resolved through a letter, a lawyer can usually help you get the compensation you deserve. More information like this.