It is never too early to start to understand the Medicaid planning process. Depending on the state where you live, Medicaid planning is established and administered according to the the type, amount, duration, and scope of services within a broad set of federal guidelines. States are federally required to cover certain “mandatory benefits,” and can choose to provide other “optional benefits” through the Medicaid program.
Some of the Madatory Medicaid Benefits Include:
- Certified Pediatric and Family Nurse Practitioner Services
- Early and Periodic Screening, Diagnostic, and Treatment Services
- Family Planning Services
- Federally qualified Health Center Services
- Freestanding Birth Center Services
- Home Health Services
- Inpatient Hospital Services
- Laboratory and X-Ray Services
- Nurse Midwife Services
- Nursing Facility Services
- Outpatient Hospital Services
- Physician Services
- Rural Health Clinic Services
- Tobacco Cessation Counseling for Pregnant Women
- Transportation to Medical Care
When you are in the process of Medicaid planning it is important that you also consider other legal decisions that you should have in place. Unfortunately, 51% of Americans age 55 to 64 do not have wills. Without a will, your family can lose control of the wishes that you wanted. They will be left to simply following state guidelines that might not be in your best interest. Even though so few people have a will in place, a will, a living will, and a power of attorney are the three most important documents for any adult to have, according to the magazine Business Insider.
Estate planning, long term care decisions, power of attorney papers, and other important issues can often be more carefully made with the assistance of a Medicaid planning attorney. While many incorrectly think of Medicaid as a system that is only used by the aging, this system is also important to younger people who have been legally labelled disabled, as well as children who are wards of the state. No one, no matter what their age, should neglect the important task of Medicaid planning.
What have you done so far to plan for the possibility of Medicaid services working for you? Have you contacted an attorney or talked to your family members about decisions that you would like to make that involve your future?
When asked why they do not have a will or any estate plan, 57% of U.S. men and women say they ?just haven?t gotten around to making one.? Don’t let this be true for you. Force yourself to “get around” to making some of life’s most important decisions.
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