How Workers Compensation Benefits Work

In the United States, there is nothing more important to the average than workers compensation benefits. This is because so many people truly need to be protected in the workplace and that is exactly what it does. These workers compensation benefits help to get workers protection in the case of them being injured at work or even possibly being killed.

There are plenty of workers compensation laws that work to give workers across the nation proper protection in the workplace. Workers compensation is an important part of the law, even though most workers across the nation know very little about it. Here are all of the facts about workers compensation benefits.

In the year of 2012, there were exactly 3 million workplace incidents that took place. Out of these 3 million workplace incidents, just about 95% of them involved occupational injuries. However, workplace illnesses accounted for just about 5% of the total workplace incidents. Keep in mind that in 2011, over 4,500 Americans died on the job because of workplace accidents.

Just about 40% of all fatalities that are work-related that took place in the year of 2012 happened because of roadway incidents involving motor vehicles. There are other scenarios, however, where workers compensation benefits really matter and there is not a car accident. These incidents can include slips, trips, and falls, workers, being struck by objects and equipment and even workplace violence.

Amongst people who are over the age of 55, slips and falls are the number one worker’s compensation benefits sought out by people of this age. This is because as you get older you are much more likely to end up seriously hurt as the result of a slip and fall incident. As a result, so many older workers are seeking help because they were injured in some form of slip and fall incident.

The workers compensation claim is essential because when people are hurt they end up missing time away from work. On top of this, the will also have to deal with emergency room bills that can be incredibly expensive. Losing out on wages and having expensive bills is not the recipe for success and can stress most people out. Falls account for over 8 million hospital emergency room visits, representing the leading cause of all ER visits overall.

Right now, slip and falls account for nearly 12% of all total falls when people end up in an emergency room. These types of scenarios are very dangerous and can lead to someone definitely breaking their arm and getting hurt. Wholly 85% of all worker’s compensation claims are attributed to employees slipping on slick floors.

According to the U.S. Bureau of Labor Statistics, 22% of slip/fall incidents resulted in more than 31 days away from work. Annual compensation and medical costs associated with employee slip/fall accidents equate to approximately $70 billion. Approximately 74% of states require all employers to have workers’ compensation coverage. Workers’ compensation insurance covers more than 140 million U.S. workers or over 94% of employees.

In Conclusion
The average worker in the United States most likely knows nothing about workers compensation benefits and yet they will learn if they are ever injured on the job. The workers compensation benefits in this country are so important to most workers because it is quite often that someone can end up getting hurt while on the job. These people who are hurt need help with money because they will miss out on wages and also will have to deal with the bills that come along with emergency room treatment.

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